VegaCrypt LogoVegaCrypt
Tailored Solution for Insurance Carriers & Brokers

Zero-Knowledge Security for Insurance Carriers

Shield medical claims evidence, actuarial models, and claimant personal records with client-side encryption that satisfies NAIC cybersecurity mandates without friction.

Launch Insurance VaultRequest Carrier Blueprint
Client-Side AES-256-GCM
Zero Server Footprint
Auto-Destruct & Burn Links
spec://insurance-architecture
NAIC Model 668 Ready
01
Local Browser Ingestion
Payload encrypted in RAM via WebCrypto API before transmission.
02
Ephemeral Ciphertext Handoff
Zero server decryption keys stored. Pure blind ciphertext relay.
03
One-Time Decryption & Shred
Payload auto-shreds instantly upon download or countdown expiration.
System Status: ActiveEncryption: GCM-256
Insurance Sector Vulnerabilities

Critical Exposure in Distributed Claims & Underwriting

Carriers coordinate with thousands of independent brokers, adjusters, and medical reviewers across unencrypted channels.

NAIC Regulatory Fines

Violations of Insurance Data Security Laws

Carriers face severe state insurance department sanctions for unencrypted transmission of non-public consumer financial and medical data.

NAIC Model Law mandates strict encryption for consumer records in transit.
Adjuster Sprawl

Unsecured Photo & Evidence Handoffs from the Field

Independent adjusters send accident reports, property photos, and police records via unencrypted consumer messengers and personal emails.

Third-party adjuster data breaches trigger direct carrier liability.
PHI Cross-Contamination

HIPAA Violations in Disability & Life Claims

Life and health claim files contain sensitive medical diagnostic records that risk multi-million dollar OCR penalties if breached.

Average healthcare and insurance data breach cost exceeds $10.9M.
VegaCrypt Insurance Architecture

How VegaCrypt Protects Carrier Data Across the Full Claim Lifecycle

Instant browser-based zero-knowledge drops that independent field adjusters and claimants can use without software installation.

Browser-Side AES-256-GCM

Client-Side In-Memory Claim File Encryption

Appraisal photos, medical records, and policy documents are encrypted in the local browser before leaving the workstation or mobile device.

Immune to cloud server breaches and unauthorized intermediary access.
Zero-Login Policyholder Drops

Frictionless Claimant Evidence Collection

Send policyholders a secure one-time link to upload proof of loss, receipts, and incident photos directly into your claim file without creating accounts.

Cuts claim processing time by 80% while ensuring strict encryption.
Automated Ephemeral Shredding

Auto-Destructing Underwriting Files & Burn Links

Deliver sensitive reinsurance dossiers and quotes with time-limited burn links that self-destruct upon reading or expiration.

Enforces automatic data minimization and retention policies.
Measurable Impact for Insurance Carriers

Quantified Compliance & Operational Efficiency

-80%
Claim Evidence Collection Time

Claimants submit photos and records instantly from any mobile browser.

100%
Zero-Knowledge Guarantee

No unencrypted policyholder data or keys stored on servers.

0 sec
Adjuster Onboarding

Field adjusters require zero software install or account setup.

100%
NAIC & HIPAA Compliance

Full alignment with state insurance data security regulations.

Insurance & Healthcare Regulatory Standards
NAIC Model 668(Insurance Data Security Law)
HIPAA / HITECH(PHI Privacy & Security Rule)
NYDFS 23 NYCRR 500(Financial Services Cybersecurity)
SOC 2 Type II(Enterprise Security Controls)
Instant Deployment

Secure Your Carrier's Claims & Underwriting Workflows

Join forward-thinking insurance carriers, brokers, and underwriters using VegaCrypt for zero-knowledge data protection.

Launch Insurance VaultRequest Carrier Spec
No software installation required • 100% Zero-Knowledge • Enterprise SLA available